Welcome to MortgagesByKaren.com  -  your best bet for getting mortgages and financing in Toronto and the GTA. Karen Petley is a Mortgage Consultant for Invis Inc. Karen will help you get a mortgage with the best rates - even if your credit isn't perfect, and that's what sets her service apart from Banks and even other mortgage brokers. Whether you are applying for your first mortgage, renewing or refinancing,  Karen can help you achieve your dreams.

If you have ever gone to a Bank for a mortgage you will immediately appreciate the difference - both in the rate you can get (sometimes more that 1% better than a bank's rate) and in the flexibility of you options.

Thinking of buying a second property? Contact Karen and you will be surprised at what you can do. There is never any obligation.

Karen's client’s needs are her first priority.  With years of experience in the financial industry as a mortgage specialist, bank manager, and an underwriter for both traditional and alternative financial institutions, she has the knowledge to find you the best mortgage for your situation.  Clean credit, tarnished credit, previous bankruptcy, she has access to a wide range of financial institutions to meet your needs and she can help you get on the right path towards home ownership. 

Whether you are looking to renew or refinance your existing mortgage, obtain a line of credit, or you are a first-time purchaser, you will receive excellent service, and, I will get the best mortgage product for you. 

As an Invis Mortgage Consultant, she will:

determine your specific mortgage financing needs, negotiate with lenders on your behalf,  get you the most competitive rates and offer you the widest choice of mortgage options including: 

  • variable rate mortgages 
  • capped variable rate mortgages 
  • fixed rate mortgages 
  • mortgages for rental properties 
  • mortgages for the self-employed 
  • zero down payment mortgages and more
Karen will counsel you on credit and mortgage qualifications, offer efficient and highly personalized service, and help you every step of the way. 

Whether you're a first time or repeat buyer, wanting to renew or refinance your existing mortgage, she can negotiate the best mortgage on your behalf. 

The good news is that there is no cost to you for her services - the selected lender pays Invis to source the mortgage.* You benefit from her access to lenders, market knowledge, exceptional negotiation skills, as well my commitment to highly personalized service. 

Why wait? Access your options today. 

For more information on what she can do for you, call 905-646-9347 or email karen@mortgagesbykaren.com.


some of the  lenders we deal with

c. 2007 Karen Petley - Invis Inc.
Head Office 701 Evans Avenue Suite 600 Toronto ON M9C 1A3